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How to Make Money When You’re 12: A Comprehensive Guide
At the age of 12, you might be thinking about how to make some extra cash. With the right approach, you can start earning money in various ways. Here’s a detailed guide to help you get started.
Online Opportunities
1. Online Surveys and Market Research
There are several websites that offer paid surveys and market research opportunities for kids. Websites like Swagbucks and Survey Junkie allow you to earn points for completing surveys, which can be redeemed for gift cards or cash.
2. YouTube Channel
Creating a YouTube channel can be a fun and lucrative way to make money. You can create content that interests you, such as tutorials, vlogs, or reviews. Once you have a following, you can monetize your channel through ads, sponsorships, and affiliate marketing.
3. Selling Digital Products
Use your creativity to create digital products like e-books, printables, or artwork. Websites like Etsy and Gumroad allow you to sell your creations online and reach a global audience.
Local Opportunities
1. Babysitting
Babysitting is a classic way for kids to make money. Offer your services to neighbors or friends who need a sitter while they run errands or have a date night.
2. Dog Walking
Many pet owners are looking for someone to walk their dogs while they’re at work. Offer your services to local pet owners and make money by taking their furry friends for a walk.
3. Yard Work
Offer to mow lawns, trim hedges, or clean gutters for neighbors. This is a great way to earn some extra cash while helping out your community.
Skills and Talents
1. Tutoring
If you excel in a particular subject, consider offering tutoring services to younger students. You can tutor in person or online, depending on your comfort level and the availability of students.
2. Music Lessons
If you play an instrument or have a passion for music, offer to teach lessons to others. You can charge by the hour or offer group lessons to make more money.
3. Art and Craft Services
Use your artistic skills to create custom artwork or crafts for friends, family, or local businesses. You can sell your creations at craft fairs, online, or through word-of-mouth.
Time Management and Budgeting
1. Set Goals
Before you start making money, set clear goals for what you want to achieve. This will help you stay focused and motivated.
2. Create a Budget
Once you start earning money, it’s important to create a budget. Decide how much you want to save, spend, and donate. This will help you manage your finances responsibly.
3. Track Your Expenses
Keep track of your expenses to ensure you’re staying within your budget. Use a simple spreadsheet or a budgeting app to help you stay organized.
Legal Considerations
1. Parental Consent
Before you start making money, make sure to get your parents’ permission. They will need to be involved in the process, especially if you’re working with clients or selling products.
2. Age Restrictions
Some activities, such as selling products online or working with clients, may have age restrictions. Make sure you’re aware of these restrictions and comply with them.
3. Taxes
While you may not need to pay taxes on small amounts of money earned, it’s important to understand the tax implications of your earnings. Consult with your parents or a tax professional to ensure you’re following the proper procedures.
By following these tips and exploring various opportunities, you can start making money at the age of 12. Remember to stay focused, be responsible, and have fun along the way!